@import url('https://fonts.googleapis.com/css2?family=Playfair+Display:wght@600;700;800&family=DM+Sans:wght@300;400;500;600&display=swap');

/* ── TOKENS ─────────────────────────────────────────────────────────────── */
:root {
  --green:       #0D3B2E;
  --green-mid:   #155740;
  --green-light: #1A7A4A;
  --green-pale:  #E8F5EE;
  --gold:        #C9A84C;
  --gold-light:  #F5E6C0;
  --gold-pale:   #FDF8ED;
  --cream:       #FAFAF7;
  --white:       #FFFFFF;
  --ink:         #1A1A1A;
  --ink-mid:     #444444;
  --ink-light:   #777777;
  --border:      #E2E2DC;
  --shadow:      0 4px 24px rgba(13,59,46,0.10);
  --shadow-sm:   0 2px 8px rgba(13,59,46,0.08);
  --radius:      10px;
  --radius-lg:   16px;
  --font-head:   'Playfair Display', Georgia, serif;
  --font-body:   'DM Sans', system-ui, sans-serif;
  --max-w:       1120px;
  --nav-h:       64px;
}

/* ── RESET ───────────────────────────────────────────────────────────────── */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; font-size: 16px; }
body {
  font-family: var(--font-body);
  color: var(--ink);
  background: var(--cream);
  line-height: 1.7;
  -webkit-font-smoothing: antialiased;
}
img { max-width: 100%; display: block; }
a { color: var(--green-light); text-decoration: none; }
a:hover { text-decoration: underline; }

/* ── NAVIGATION ──────────────────────────────────────────────────────────── */
.nav {
  position: sticky;
  top: 0;
  z-index: 100;
  background: var(--green);
  height: var(--nav-h);
  display: flex;
  align-items: center;
  box-shadow: 0 2px 16px rgba(0,0,0,0.18);
}
.nav-inner {
  max-width: var(--max-w);
  width: 100%;
  margin: 0 auto;
  padding: 0 24px;
  display: flex;
  align-items: center;
  gap: 32px;
}
.nav-logo {
  font-family: var(--font-head);
  font-size: 22px;
  font-weight: 800;
  color: var(--white);
  letter-spacing: -0.5px;
  flex-shrink: 0;
  text-decoration: none;
}
.nav-logo span { color: var(--gold); }
.nav-links {
  display: flex;
  align-items: center;
  gap: 4px;
  flex: 1;
  list-style: none;
}
.nav-links a {
  color: rgba(255,255,255,0.82);
  font-size: 14px;
  font-weight: 500;
  padding: 6px 12px;
  border-radius: 6px;
  transition: all 0.18s;
  text-decoration: none;
}
.nav-links a:hover { color: #fff; background: rgba(255,255,255,0.1); }
.nav-links a.active { color: var(--gold); }
.nav-cta {
  background: var(--gold);
  color: var(--green) !important;
  font-weight: 600 !important;
  padding: 8px 18px !important;
  border-radius: 6px !important;
  white-space: nowrap;
  transition: all 0.18s !important;
}
.nav-cta:hover { background: #e0bc62 !important; transform: translateY(-1px); text-decoration: none !important; }

.nav-hamburger {
  display: none;
  flex-direction: column;
  gap: 5px;
  cursor: pointer;
  padding: 4px;
  margin-left: auto;
  background: none;
  border: none;
}
.nav-hamburger span {
  display: block;
  width: 24px;
  height: 2px;
  background: white;
  border-radius: 2px;
  transition: all 0.3s;
}
.mobile-menu {
  display: none;
  position: fixed;
  top: var(--nav-h);
  left: 0; right: 0;
  background: var(--green);
  padding: 16px 24px 24px;
  z-index: 99;
  border-top: 1px solid rgba(255,255,255,0.1);
}
.mobile-menu.open { display: block; }
.mobile-menu a {
  display: block;
  color: rgba(255,255,255,0.85);
  padding: 12px 0;
  font-size: 15px;
  border-bottom: 1px solid rgba(255,255,255,0.08);
  text-decoration: none;
}
.mobile-menu a:last-child { border-bottom: none; }
.mobile-menu .nav-cta {
  display: block;
  margin-top: 12px;
  text-align: center;
  padding: 14px !important;
  border-radius: var(--radius) !important;
  font-size: 15px !important;
}

/* ── LAYOUT ──────────────────────────────────────────────────────────────── */
.container {
  max-width: var(--max-w);
  margin: 0 auto;
  padding: 0 24px;
}
.page-wrap {
  display: grid;
  grid-template-columns: 1fr 300px;
  gap: 40px;
  max-width: var(--max-w);
  margin: 0 auto;
  padding: 40px 24px;
  align-items: start;
}
.main-content { min-width: 0; }
.sidebar { position: sticky; top: calc(var(--nav-h) + 20px); }

/* ── HERO ────────────────────────────────────────────────────────────────── */
.hero {
  background: linear-gradient(135deg, var(--green) 0%, var(--green-mid) 60%, #1d6b4e 100%);
  padding: 80px 0 72px;
  position: relative;
  overflow: hidden;
}
.hero::before {
  content: '';
  position: absolute;
  top: -80px; right: -80px;
  width: 400px; height: 400px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(201,168,76,0.12) 0%, transparent 70%);
}
.hero::after {
  content: '';
  position: absolute;
  bottom: -40px; left: 10%;
  width: 300px; height: 300px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(255,255,255,0.04) 0%, transparent 70%);
}
.hero-inner {
  position: relative;
  z-index: 1;
  max-width: var(--max-w);
  margin: 0 auto;
  padding: 0 24px;
}
.hero-eyebrow {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: rgba(201,168,76,0.15);
  border: 1px solid rgba(201,168,76,0.3);
  color: var(--gold);
  font-size: 12px;
  font-weight: 600;
  letter-spacing: 1.2px;
  text-transform: uppercase;
  padding: 6px 14px;
  border-radius: 20px;
  margin-bottom: 20px;
}
.hero-eyebrow::before {
  content: '';
  width: 6px; height: 6px;
  border-radius: 50%;
  background: var(--gold);
  animation: blink 1.8s infinite;
}
@keyframes blink { 0%,100%{opacity:1} 50%{opacity:0.3} }

.hero h1 {
  font-family: var(--font-head);
  font-size: clamp(28px, 4vw, 48px);
  font-weight: 800;
  color: var(--white);
  line-height: 1.2;
  margin-bottom: 16px;
  max-width: 720px;
}
.hero h1 em { color: var(--gold); font-style: normal; }
.hero-sub {
  font-size: 17px;
  color: rgba(255,255,255,0.8);
  max-width: 560px;
  margin-bottom: 32px;
  line-height: 1.6;
}
.hero-actions { display: flex; gap: 12px; flex-wrap: wrap; }

/* ── BUTTONS ─────────────────────────────────────────────────────────────── */
.btn {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  font-family: var(--font-body);
  font-weight: 600;
  font-size: 15px;
  padding: 14px 28px;
  border-radius: var(--radius);
  cursor: pointer;
  transition: all 0.2s;
  border: none;
  text-decoration: none !important;
  white-space: nowrap;
}
.btn-primary {
  background: var(--gold);
  color: var(--green);
}
.btn-primary:hover { background: #e0bc62; transform: translateY(-2px); box-shadow: 0 8px 24px rgba(201,168,76,0.35); }
.btn-secondary {
  background: rgba(255,255,255,0.12);
  color: white;
  border: 1px solid rgba(255,255,255,0.25);
}
.btn-secondary:hover { background: rgba(255,255,255,0.2); }
.btn-lg { padding: 16px 36px; font-size: 16px; }
.btn-full { width: 100%; justify-content: center; }
.btn-green {
  background: var(--green);
  color: white;
}
.btn-green:hover { background: var(--green-mid); transform: translateY(-2px); box-shadow: var(--shadow); }

/* ── RATING STARS ────────────────────────────────────────────────────────── */
.stars { display: flex; gap: 2px; }
.star { color: var(--gold); font-size: 18px; }
.star.empty { color: #ddd; }
.rating-row {
  display: flex;
  align-items: center;
  gap: 10px;
  margin-bottom: 24px;
}
.rating-score {
  font-family: var(--font-head);
  font-size: 32px;
  font-weight: 700;
  color: var(--white);
  line-height: 1;
}
.rating-label { font-size: 13px; color: rgba(255,255,255,0.65); }

/* ── QUICK FACTS HERO BOX ────────────────────────────────────────────────── */
.hero-facts {
  display: flex;
  gap: 24px;
  margin-top: 36px;
  flex-wrap: wrap;
}
.hero-fact {
  display: flex;
  align-items: center;
  gap: 8px;
  color: rgba(255,255,255,0.85);
  font-size: 13px;
}
.hero-fact-icon {
  width: 28px; height: 28px;
  border-radius: 50%;
  background: rgba(201,168,76,0.2);
  display: flex; align-items: center; justify-content: center;
  font-size: 13px;
  flex-shrink: 0;
}

/* ── VERDICT BAR ─────────────────────────────────────────────────────────── */
.verdict-bar {
  background: var(--green-pale);
  border: 1px solid rgba(26,122,74,0.2);
  border-left: 4px solid var(--green-light);
  border-radius: var(--radius);
  padding: 20px 24px;
  margin: 32px 0;
  display: flex;
  align-items: flex-start;
  gap: 16px;
}
.verdict-icon { font-size: 28px; flex-shrink: 0; margin-top: 2px; }
.verdict-title {
  font-family: var(--font-head);
  font-size: 18px;
  font-weight: 700;
  color: var(--green);
  margin-bottom: 6px;
}
.verdict-text { font-size: 15px; color: var(--ink-mid); line-height: 1.6; }

/* ── ARTICLE TYPOGRAPHY ──────────────────────────────────────────────────── */
.article h2 {
  font-family: var(--font-head);
  font-size: clamp(20px, 2.5vw, 26px);
  font-weight: 700;
  color: var(--green);
  margin: 40px 0 16px;
  padding-top: 8px;
  border-top: 2px solid var(--green-pale);
}
.article h2:first-child { margin-top: 0; border-top: none; }
.article h3 {
  font-family: var(--font-head);
  font-size: 18px;
  font-weight: 600;
  color: var(--ink);
  margin: 28px 0 12px;
}
.article p {
  font-size: 16px;
  color: var(--ink-mid);
  margin-bottom: 16px;
  line-height: 1.75;
}
.article p strong { color: var(--ink); font-weight: 600; }
.article ul, .article ol {
  padding-left: 24px;
  margin-bottom: 16px;
}
.article li {
  font-size: 16px;
  color: var(--ink-mid);
  margin-bottom: 8px;
  line-height: 1.65;
}

/* ── SCORE TABLE ─────────────────────────────────────────────────────────── */
.score-table {
  width: 100%;
  border-collapse: collapse;
  margin: 24px 0;
  font-size: 15px;
  border-radius: var(--radius);
  overflow: hidden;
  box-shadow: var(--shadow-sm);
}
.score-table thead tr { background: var(--green); color: white; }
.score-table th {
  padding: 12px 16px;
  text-align: left;
  font-weight: 600;
  font-size: 13px;
  letter-spacing: 0.3px;
}
.score-table td { padding: 12px 16px; vertical-align: middle; }
.score-table tbody tr:nth-child(even) { background: var(--green-pale); }
.score-table tbody tr:nth-child(odd) { background: white; }
.score-table tbody tr:hover { background: var(--gold-pale); }
.score-badge {
  display: inline-block;
  background: var(--green);
  color: white;
  font-weight: 700;
  font-size: 13px;
  padding: 3px 10px;
  border-radius: 20px;
}

/* ── DATA TABLE ──────────────────────────────────────────────────────────── */
.data-table {
  width: 100%;
  border-collapse: collapse;
  margin: 20px 0;
  font-size: 14px;
  border-radius: var(--radius);
  overflow: hidden;
  box-shadow: var(--shadow-sm);
}
.data-table th {
  background: var(--green);
  color: white;
  padding: 11px 14px;
  text-align: left;
  font-weight: 600;
  font-size: 13px;
}
.data-table td {
  padding: 11px 14px;
  border-bottom: 1px solid var(--border);
  color: var(--ink-mid);
}
.data-table tbody tr:last-child td { border-bottom: none; }
.data-table tbody tr:nth-child(odd) { background: #fafaf7; }
.data-table tbody tr:nth-child(even) { background: white; }

/* ── PROS CONS ───────────────────────────────────────────────────────────── */
.pros-cons {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 16px;
  margin: 24px 0;
}
.pros-box, .cons-box {
  border-radius: var(--radius);
  padding: 20px;
}
.pros-box { background: var(--green-pale); border: 1px solid rgba(26,122,74,0.2); }
.cons-box { background: #fef2f2; border: 1px solid rgba(192,57,43,0.15); }
.pros-box h4 { color: var(--green); font-size: 14px; font-weight: 700; text-transform: uppercase; letter-spacing: 0.8px; margin-bottom: 12px; }
.cons-box h4 { color: #c0392b; font-size: 14px; font-weight: 700; text-transform: uppercase; letter-spacing: 0.8px; margin-bottom: 12px; }
.pros-box ul, .cons-box ul { list-style: none; padding: 0; margin: 0; }
.pros-box li, .cons-box li { font-size: 14px; padding: 5px 0; padding-left: 22px; position: relative; color: var(--ink-mid); line-height: 1.5; }
.pros-box li::before { content: '✓'; position: absolute; left: 0; color: var(--green-light); font-weight: 700; }
.cons-box li::before { content: '✗'; position: absolute; left: 0; color: #c0392b; font-weight: 700; }

/* ── CTA BLOCK ───────────────────────────────────────────────────────────── */
.cta-block {
  background: linear-gradient(135deg, var(--green) 0%, var(--green-mid) 100%);
  border-radius: var(--radius-lg);
  padding: 32px 28px;
  text-align: center;
  margin: 36px 0;
}
.cta-block h3 {
  font-family: var(--font-head);
  font-size: 22px;
  color: white;
  margin-bottom: 8px;
}
.cta-block p { color: rgba(255,255,255,0.78); font-size: 14px; margin-bottom: 20px; }
.cta-block .btn { min-width: 240px; }
.cta-note { display: block; color: rgba(255,255,255,0.5); font-size: 12px; margin-top: 10px; }

/* ── SIDEBAR CARD ────────────────────────────────────────────────────────── */
.sidebar-card {
  background: white;
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow);
  overflow: hidden;
  margin-bottom: 24px;
}
.sidebar-card-head {
  background: var(--green);
  padding: 16px 20px;
}
.sidebar-card-head h3 {
  font-family: var(--font-head);
  color: white;
  font-size: 16px;
  margin-bottom: 4px;
}
.sidebar-card-head .score {
  display: flex;
  align-items: center;
  gap: 8px;
}
.sidebar-card-head .score-num {
  font-family: var(--font-head);
  font-size: 28px;
  font-weight: 700;
  color: var(--gold);
  line-height: 1;
}
.sidebar-card-body { padding: 20px; }
.sidebar-fact {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 9px 0;
  border-bottom: 1px solid var(--border);
  font-size: 13px;
}
.sidebar-fact:last-child { border-bottom: none; }
.sidebar-fact-label { color: var(--ink-light); }
.sidebar-fact-value { font-weight: 600; color: var(--ink); text-align: right; }
.sidebar-fact-value.green { color: var(--green-light); }

/* ── FAQ ─────────────────────────────────────────────────────────────────── */
.faq-item {
  border: 1px solid var(--border);
  border-radius: var(--radius);
  margin-bottom: 12px;
  overflow: hidden;
}
.faq-q {
  width: 100%;
  background: white;
  border: none;
  padding: 18px 20px;
  text-align: left;
  font-family: var(--font-body);
  font-size: 15px;
  font-weight: 600;
  color: var(--ink);
  cursor: pointer;
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 12px;
  transition: background 0.18s;
}
.faq-q:hover { background: var(--green-pale); }
.faq-q.open { background: var(--green-pale); color: var(--green); }
.faq-icon { font-size: 20px; flex-shrink: 0; transition: transform 0.25s; color: var(--green-light); }
.faq-q.open .faq-icon { transform: rotate(45deg); }
.faq-a {
  display: none;
  padding: 0 20px 18px;
  background: var(--green-pale);
  font-size: 15px;
  color: var(--ink-mid);
  line-height: 1.7;
}
.faq-a.open { display: block; }

/* ── DISCLAIMER ──────────────────────────────────────────────────────────── */
.disclaimer {
  background: #f8f8f5;
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 16px 20px;
  font-size: 12px;
  color: var(--ink-light);
  line-height: 1.6;
  margin: 32px 0;
}
.disclaimer strong { color: var(--ink-mid); }

/* ── AFFILIATE DISCLOSURE ────────────────────────────────────────────────── */
.disclosure {
  background: var(--gold-pale);
  border: 1px solid var(--gold-light);
  border-left: 3px solid var(--gold);
  border-radius: var(--radius);
  padding: 12px 16px;
  font-size: 13px;
  color: #6B5A00;
  margin-bottom: 28px;
  line-height: 1.55;
}

/* ── BREADCRUMB ──────────────────────────────────────────────────────────── */
.breadcrumb {
  display: flex;
  align-items: center;
  gap: 8px;
  font-size: 13px;
  color: var(--ink-light);
  padding: 16px 0 0;
  flex-wrap: wrap;
}
.breadcrumb a { color: var(--green-light); text-decoration: none; }
.breadcrumb a:hover { text-decoration: underline; }
.breadcrumb span { color: var(--ink-light); }

/* ── HOMEPAGE CARDS ──────────────────────────────────────────────────────── */
.cards-grid {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(300px, 1fr));
  gap: 24px;
  margin: 40px 0;
}
.broker-card {
  background: white;
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  padding: 24px;
  transition: all 0.2s;
  display: flex;
  flex-direction: column;
  gap: 12px;
  box-shadow: var(--shadow-sm);
}
.broker-card:hover { transform: translateY(-3px); box-shadow: var(--shadow); border-color: rgba(26,122,74,0.25); }
.broker-card-top { display: flex; align-items: center; justify-content: space-between; }
.broker-name { font-family: var(--font-head); font-size: 20px; font-weight: 700; color: var(--ink); }
.broker-badge {
  font-size: 11px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.8px;
  padding: 4px 10px;
  border-radius: 20px;
}
.badge-top { background: var(--gold-pale); color: var(--gold); border: 1px solid var(--gold-light); }
.badge-coming { background: #f0f0ee; color: var(--ink-light); border: 1px solid var(--border); }
.broker-desc { font-size: 14px; color: var(--ink-mid); line-height: 1.6; flex: 1; }
.broker-facts { display: flex; gap: 16px; flex-wrap: wrap; }
.broker-fact { font-size: 13px; color: var(--ink-light); }
.broker-fact strong { color: var(--ink-mid); display: block; font-size: 12px; margin-bottom: 1px; }
.broker-card .stars { margin: 2px 0; }

/* ── SECTION HEADERS ─────────────────────────────────────────────────────── */
.section { padding: 60px 0; }
.section-alt { background: white; }
.section-title {
  font-family: var(--font-head);
  font-size: clamp(24px, 3vw, 36px);
  font-weight: 800;
  color: var(--green);
  margin-bottom: 8px;
}
.section-sub { font-size: 16px; color: var(--ink-light); margin-bottom: 40px; max-width: 560px; }

/* ── TRUST STRIP ─────────────────────────────────────────────────────────── */
.trust-strip {
  background: var(--green);
  padding: 20px 0;
}
.trust-strip-inner {
  max-width: var(--max-w);
  margin: 0 auto;
  padding: 0 24px;
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 40px;
  flex-wrap: wrap;
}
.trust-item {
  display: flex;
  align-items: center;
  gap: 8px;
  color: rgba(255,255,255,0.8);
  font-size: 13px;
  font-weight: 500;
}
.trust-item-icon { font-size: 18px; }

/* ── FOOTER ──────────────────────────────────────────────────────────────── */
.footer {
  background: #0a2e22;
  color: rgba(255,255,255,0.65);
  padding: 48px 0 24px;
}
.footer-inner {
  max-width: var(--max-w);
  margin: 0 auto;
  padding: 0 24px;
}
.footer-grid {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr;
  gap: 40px;
  margin-bottom: 40px;
}
.footer-brand .nav-logo { font-size: 24px; display: inline-block; margin-bottom: 12px; }
.footer-brand p { font-size: 13px; line-height: 1.7; max-width: 300px; }
.footer-col h4 {
  color: white;
  font-size: 13px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.8px;
  margin-bottom: 16px;
}
.footer-col a {
  display: block;
  color: rgba(255,255,255,0.6);
  font-size: 14px;
  padding: 4px 0;
  text-decoration: none;
  transition: color 0.18s;
}
.footer-col a:hover { color: var(--gold); }
.footer-bottom {
  border-top: 1px solid rgba(255,255,255,0.1);
  padding-top: 24px;
  display: flex;
  justify-content: space-between;
  align-items: center;
  flex-wrap: wrap;
  gap: 12px;
  font-size: 12px;
}
.footer-disclaimer {
  font-size: 12px;
  color: rgba(255,255,255,0.4);
  line-height: 1.7;
  margin-bottom: 24px;
  padding-top: 24px;
  border-top: 1px solid rgba(255,255,255,0.08);
}

/* ── RESPONSIVE ──────────────────────────────────────────────────────────── */
@media (max-width: 768px) {
  .nav-links { display: none; }
  .nav-hamburger { display: flex; }
  .page-wrap { grid-template-columns: 1fr; padding: 24px 16px; }
  .sidebar { position: static; }
  .pros-cons { grid-template-columns: 1fr; }
  .footer-grid { grid-template-columns: 1fr; gap: 28px; }
  .footer-bottom { flex-direction: column; text-align: center; }
  .hero { padding: 48px 0 40px; }
  .hero-facts { gap: 16px; }
  .section { padding: 40px 0; }
  .container { padding: 0 16px; }
  .cards-grid { grid-template-columns: 1fr; }
  .trust-strip-inner { gap: 20px; }
  .cta-block { padding: 24px 20px; }
}
@media (max-width: 480px) {
  .hero h1 { font-size: 26px; }
  .hero-actions { flex-direction: column; }
  .btn-lg { width: 100%; justify-content: center; }
  .data-table { font-size: 13px; }
  .data-table th, .data-table td { padding: 9px 10px; }
}